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但是，若你什麼都沒有，連基本的生活開銷都負擔不起，這樣的情況連民間貸款也很難幫助您，建議還是要找份工作，起碼讓自己有收入，這樣才能幫您順利貸款借錢哦！因免卻了部分證明文件，故「免文件貸款」批核的貸款額上限不高，而且因對文件要求較寬鬆
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